What should I do if my car gets flooded?
Recently, many places across the country have experienced heavy rainfall, and vehicles have frequently been waded into water or even flooded, which has become a hot topic on social platforms and news media. How to correctly deal with water in the vehicle to avoid secondary losses has become the focus of car owners. This article will combine the hot content of the entire network in the past 10 days to provide you with structured solutions.
1. Statistics of hot spots across the entire network (last 10 days)
| Platform | Related topics | amount of discussion | Hot search period |
|---|---|---|---|
| #Vehicle Claims Guide after Heavy Rain# | 128,000 | July 15-18 | |
| Douyin | Vehicle wading self-rescue tutorial | 120 million views | July 12 to present |
| Baidu | Water truck repair costs | Average daily search volume: 35,000 | From July 10th |
| Zhihu | Key points on water insurance claims | 6800+answers | Hot posts on July 16 |
2. Emergency treatment steps after the vehicle enters water
1.Power off immediately: Disconnect the negative terminal of the battery after turning off the flame to prevent short circuit and fire.
2.water level assessment:
| water level height | degree of damage | Handling suggestions |
|---|---|---|
| Covers 1/2 of the tire | Chassis slightly waterlogged | Check after drying |
| beyond the exhaust pipe | There may be water in the engine | Disable startup |
| Submerge the center console | The entire vehicle circuit is damaged | Professional maintenance |
3.Drainage treatment: Open the door/trunk, remove the floor mats, and use a wet and dry vacuum cleaner to absorb water.
4.Critical component inspection: Focus on checking the engine, gearbox, braking system, and electronic control unit (ECU).
3. Key points of insurance claims
According to the latest insurance industry data:
| insurance type | Coverage | Time limit for reporting a crime | average payout ratio |
|---|---|---|---|
| Car damage insurance (after 2020) | Including water damage | Within 48 hours | 78% |
| Additional water insurance | Engine special claims | Within 24 hours | 65% |
special attention: Insurance companies usually refuse to compensate for engine damage caused by secondary starting. Recent hot cases show that about 43% of claims disputes stem from this.
4. Maintenance cost reference
| Maintenance items | Economy car | Mid- to high-end models | luxury model |
|---|---|---|---|
| Circuit system drying | 800-1500 yuan | 2000-4000 yuan | 5000+ yuan |
| Engine overhaul | 10,000-20,000 yuan | 30,000-50,000 yuan | 80,000-150,000 yuan |
| Whole vehicle wiring harness replacement | Starting from 15,000 yuan | Starting from 30,000 yuan | Starting from NT$50,000 |
5. Preventive measures
1.Parking during rainy season: Avoid underground garages and low-lying areas, and choose areas with higher terrain.
2.Install additional protection: The air inlet waterproof cover (average price 300-800 yuan) can reduce the risk of water intrusion by 80%.
3.Real-time monitoring: Use a vehicle water level alarm (23,000 pieces are sold on the e-commerce platform per month), which will automatically sound the horn when the water level exceeds 15cm.
4.route planning: Refer to the real-time water accumulation map of the navigation software (Amap and Baidu have launched this function).
6. Expert advice
The China Automobile Maintenance Industry Association reminds: Even if a water-soaked vehicle is repaired, there may be hidden faults. It is recommended that vehicles with water levels exceeding the seats undergo a professional residual value assessment. Recent second-hand market data shows that the depreciation rate of flooded cars reaches 40-60%.
Through the above structured solutions, car owners can effectively deal with vehicle water intrusion problems. Please bookmark and forward it so that more car owners can master this practical knowledge.
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